Thursday, 9 February 2012
Wednesday, 8 February 2012
Car and Computer Loan for Central Govt Employees
Features of Car loan:
An advance for the purchase of a conveyance shall not be granted to a Government servant, who has already purchased the conveyance and paid for it, unless the conveyance has been purchased within a period of three months commencing from the date the advance was applied for, and has been paid for by raising a temporary loan. (Rule 18)
A simple interest at rate of 11.5% is payable by the employee for the car loan obtained by him ( Rule 20)
The total amount of advance which may be granted to a Government servant for the purchase of a motor car for the first occasion shall not exceed Rs. 1,80,000 (Rupees One lakh eighty thousand) or eight months' basic pay of the Government servant taken together, or the anticipated price of the motor car, to be purchased by the Government servant, whichever is the least. (Rule 21(1))
The quantum of advance that may be granted on the second or subsequent occasions for the purchase of a motor car shall not exceed Rs. 1,60,000 (Rupees One lakh sixty thousand) or eight months' basic pay of the Government servant taken together, or the anticipated price of motor car to be purchased, whichever is the least. (Rule 21 (2))
Such second or subsequent advances for the purchase of a motor car will be admissible only after four years, reckoned from the date of drawal of the last advance, have elapsed.
Provided that this restriction of 4 years shall not apply in the following cases:
Where an advance had been allowed earlier for the purchase of a motor cycle but it is desired to draw the advance for the purchase of motor car.
Where a Government servant disposes of his motor car in India prior to his posting abroad or deputation/training abroad lasting more than one year and returns to India without a motor car.
Where a Government servant is appointed to a regular post abroad and does not take his motor car along with him.
Tuesday, 7 February 2012
F.A.Q on Child Care Leave

(Q) Who are entitled for Child Care Leave?
(A) Child Care Leave can be granted to women employees having minor children below the age of 18 years, for a maximum period of 2 years (i.e. 730 days) during their entire service, for taking care of up to two children whether for rearing or to look after any of their needs like examination, sickness etc. Child Care Leave shall not be admissible if the child is eighteen years of age or older.
(Q) Am I eligible to draw Salary for the period for which Child Care leave is availed?
(A) During the period of such leave, the women employees shall be paid leave salary equal to the pay drawn immediately before proceeding on leave.
(Q) Whether CCL can be debited against any other type of Leave admissible to the employee?
(A) Child Care Leave shall not be debited against the leave account. Child Care Leave may also be allowed for the third year as leave not due (without production of medical certificate).
Deleting Internet History from Registry
1. Quit Internet Explorer.
2. Delete all of the values except for the (Default) value
from the following registry key:
HKEY_CURRENT_USER\Software\Microsoft\Internet
Explorer\TypedURLs
NOTE: Values in this registry key are listed as Url1, Url2, Url3, and so on. If you delete only some
values and the remaining values are not in consecutive numerical order, only some of the
remaining entries are listed in the Address box. To prevent this behavior from occurring,
rename the remaining values so that they are in consecutive numerical order.
Monday, 6 February 2012
What is pagefile.sys?How to move pagefile.sys?
Many of u have encountered the problem that ur C drive is almost full and you might notice most of the space is occupied by a system file named "page.sys"
What is pagefile.sys?
Pagefile.sys is a windows system files, acts as swap file and was designed to improve performance. Windows uses it as RAM in case the application you're running on your computer ends up needing more RAM than you actually have. Usually page file is 1.5 times than your actual physical memory size, it is the recommended minimum size. The maximum size is 3 times than your actual physical memory size. Pagefile.sys is a hidden file. It means that you could see it in windows file manager only if you checked 'Show hidden files and folders' in Folder Options.
What is pagefile.sys?
Pagefile.sys is a windows system files, acts as swap file and was designed to improve performance. Windows uses it as RAM in case the application you're running on your computer ends up needing more RAM than you actually have. Usually page file is 1.5 times than your actual physical memory size, it is the recommended minimum size. The maximum size is 3 times than your actual physical memory size. Pagefile.sys is a hidden file. It means that you could see it in windows file manager only if you checked 'Show hidden files and folders' in Folder Options.
issue of Printing of iMo from New site reg:
Message from iMO Help Desk Kerala
(Solution)
On googling we found some one telling to delete one registry entry. The machine we were using was also showing the same error 'Unable to load printer control' . if this is the problem , then delete the following entry from registry and close and open IE.
[-HKEY_LOCAL_MACHINE\SOFTWARE\Microsoft\Internet Explorer\ActiveX Compatibility\{FA91DF8D-53AB-455D-AB20-F2F023E498D3}]
Sunday, 5 February 2012
How a married couple is treated in various Central Government service matters when both Husband and Wife are serving in Central Government?
The need to have a clarity on this subject gains much significance because treatment of them could differ in each law as each one would treat them according to the intention of the particular law.
For example, both are entitled to draw HRA even if they work in the same station, and live together but not provided with Government accommodation.
But when comes to Allotment of Quarters maintained by Government, only one residence will be provided to them except in the case of Judicial separation.
This article is a compilation of regulations in various service matters in respect of Husband and Wife when both are Central Government Employees.
House Building Advance
HBA can be claimed by either of them. As per Rule 2 of HBA Rules, for the purpose of eligibility based on cost-ceiling of the house to be constructed, pay of both of them can be taken in to account. However, for the purpose of calculating the maximum amount of advance eligible under HBA, only the pay of the employee who prefers to avail HBA can be taken in to account.
Medical Attendance Rules
In non-CGHS areas, central government employees are covered by CS(MA) Rules which provide reimbursement of medical expenses incurred by the Central Government Employees. In the case of Both husband and wife working central government, to avoid double claim for same medical expenses, either Husband or Wife is permitted to make claims for self and entire family. The person who prefers to make claims under Medical Attendance Rules should be clearly mentioned in the joint declaration given by Both Husband and Wife in this regard. In the event of promotion, transfer, retirement, etc this declaration can be revised at any time. In the case of wife prefers to avail this concession for the entire family, she can either choose her parents or parents-in-law as dependents and prefer medical claim for them.
Thursday, 2 February 2012
How to find out number of Print out taken from my Printer?
Answer: Yes U can
Select Your Printer from Control Panel in my case it is HP Laserjet P1007
Right click the printer--Printer Preference--Services--Select Config Page
Select Your Printer from Control Panel in my case it is HP Laserjet P1007
Right click the printer--Printer Preference--Services--Select Config Page
Wednesday, 1 February 2012
Want to save taxes?
None of us like it when a substantial amount is deducted from our salary as Income Tax every month. We constantly try to figure out various means and ways of decreasing this tax burden. In case an individual doesn’t have a home loan or an education loan, then the only route through which he can save taxes is by investing in instruments under Section 80C and 80 CCF.
Overall this has a limit of Rs. 1.20 lakhs (1 lakhs under section 80C and Rs. 20,000 under section 80CCF). If a person has a CTC of Rs 5 lakhs per annum, then the income tax on the same would be around Rs. 34,000 under the current income tax slabs. The person can choose to invest Rs. 1 lakh under section 80C. He can also choose to invest additional Rs. 20,000 in Infra bonds to save under section 80CCF. By investing this amount, he can save around Rs. 12,000 in taxes.
Once all these investments are done, the individual still has a tax liability of Rs. 22,000 per annum which is around Rs. 1,833 per month. In case, the individual doesn’t have a home loan or an education loan, this is taxable amount will be deducted from his salary account as TDS.
Overall this has a limit of Rs. 1.20 lakhs (1 lakhs under section 80C and Rs. 20,000 under section 80CCF). If a person has a CTC of Rs 5 lakhs per annum, then the income tax on the same would be around Rs. 34,000 under the current income tax slabs. The person can choose to invest Rs. 1 lakh under section 80C. He can also choose to invest additional Rs. 20,000 in Infra bonds to save under section 80CCF. By investing this amount, he can save around Rs. 12,000 in taxes.
Once all these investments are done, the individual still has a tax liability of Rs. 22,000 per annum which is around Rs. 1,833 per month. In case, the individual doesn’t have a home loan or an education loan, this is taxable amount will be deducted from his salary account as TDS.
How to find out the Internet History??
IE History Tracker will allow you to see what web sites are visited on your computer
– even if the history, cache and temporary internet files have been cleared
Note: It look out the internet History from Internet explorer only
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